It’s Monday, I’m Nithya Sudhir. I collect words, chase patterns, and write about whatever makes me curious.
Good morning. Over the past few weeks in AD-TO-CART, we’ve been unpacking the subtle forces shaping how people shop online.
Not just tactics, but the quiet behavioural cues behind conversion. Why a payment option changes purchase intent. Why partnerships suddenly feel irresistible. Why the way you present three pricing tiers can reshape what people choose.
In case you missed them, here are some of the editions readers spent the most time with 👇
🤝 This edition is kindly brought to you by SARAL
Meta CPMs are up. Targeting's getting worse. You're stuck paying more for the same results.
Smart brands are diversifying. Instead of dumping more budget into paid ads, they're building influencer programs that drive predictable revenue.
Here's what that looks like: Slumberkins turned off their ads completely for 3 months to test if their influencer program could carry the load. It did. When they turned ads back on using influencer content as their primary creative, their ad performance got even better.
The key is having a system. You need to find the right influencers, manage hundreds of relationships without losing your mind, track what's working, and coordinate content for your ad account. Slumberkins does all of this with SARAL.
Join Slumberkins, Grüns, Solawave, Obvi, and Spacegoods who run their influencer programs with SARAL.
Choice bracketing, optimism bias and why “Pay in 4” works so well
70% of shoppers say payment options influence where they buy online, and BNPL has quietly become one of the most powerful nudges at checkout.
The reason is simple. BNPL reframes the decision. A $240 purchase becomes “$40 today.” That small shift lowers the psychological pain of paying and makes premium items feel reachable.
Installments also tap into optimism bias. Future payments are approved by a more confident version of ourselves.
Stripe found that showing BNPL at checkout increased revenue by up to 14%, with most of that coming from purchases that would not have happened otherwise.
The science behind co-branded success
Collaborations have evolved from marketing stunts into a real growth strategy.
More than half of shoppers notice co-branded releases, and 70% react positively when two brands partner together.
Partnerships work because they shorten the path to trust. One brand reassures the consumer about the other. The brain blends the two identities into a single idea.
That borrowed credibility reduces hesitation and often makes unfamiliar products feel safer to try.
It’s not a chatbot. It’s your FAQ
Most visitors spend just one to three minutes on a product page. That short window leaves very little time to remove doubt.
FAQs quietly solve this problem.
They reduce ambiguity around shipping, returns, ingredients, or product use. When uncertainty disappears, decisions move faster.
The concept actually began in the early internet days when NASA engineers started collecting recurring questions into a single document to avoid answering the same thing repeatedly.
Today, strong FAQ pages can deflect up to half of customer service requests while increasing conversion.
And what that changes for shoppers
Free returns helped build trust in online shopping. They acted as a safety net when customers could not touch or try products before buying.
But the economics are catching up.
Each return can cost retailers between 25% and 65% of an item’s value once logistics and inspection are included. With return fraud increasing, many brands are introducing fees or stricter policies.
The shift reveals something important. Returns were never just about logistics. They were a psychological safety signal.
The magic trick behind every “choice”
Basic. Standard. Premium.
Three options appear everywhere because they trigger the decoy effect.
When a clearly weaker option is introduced, it changes how the other two are evaluated. The “decoy” exists purely to make the target option feel like the smartest decision.
Dan Ariely famously demonstrated this using subscription pricing. Simply adding a third option shifted most people toward the highest-priced plan.
Once you see it, you start noticing how often pricing is designed rather than discovered.
How's the depth of today's edition?
As always, hit reply if something in here hits home.
See you next week,
Nithya
P.S. If you want to get a case study about your own brand, reply to this email. If you’d like to reach our newsletter audience (founders, creators, and marketers), click the button below.
If you’re new here, I’m over the moon you’ve joined us! To help me craft content that’s actually useful (and not just noise in your inbox), I’d love it if you took 1 minute to answer this quick survey below. Your insights help shape everything I write.
Insane Media is more than one voice
💡 Dive into our other newsletters - where psychology meets the founders, creator economy, Human resources and AI trends.






